Red "VISA Credit Cards" banner

Not all credit cards are created equal. The Desert Rivers Credit Union VISA Platinum with Rewards was designed for People…People who are going places and living life to the fullest.

DRCU Benefits

  • No Annual Fee
  • Platinum Card with Rewards
  • ScoreCard® Reward can be used for Travel or Merchandise
  • 25 day grace period
  • As low as 9.49% APR

VISA with Rewards

Get more information at https://www.desertriverscu.com/visa-rewards/

You can look up your VISA ScoreCard Rewards here.

Contact Us

You can contact us 24 hours/day regarding a lost card or fraud. See phone numbers.

Important Notice Regarding Your VISA Card

important notice #1
Important notice #2

CardNav – Protect Your Card with Real-Time Control

Now the power to protect your cards is in your hands.

Major credit and debit card compromises seem to be a daily occurrence. If your card is compromised, you are stuck changing account numbers, notifying vendors with recurring payments, and updating e-commerce sites. Desert Rivers Credit Union gives you unprecedented control and security over your Desert Rivers Credit and Debit Cards. Use our FREE app to:

  • Turn your card off when you aren’t using it.
  • Get immediate alerts each time card is used.
  • Set an area where card can only be used (i.e., [Moab])
  • Keep the card active around you — your card can be used wherever you are but nowhere else.
  • Restrict the payment card to work with certain types of merchants (i.e. enable grocery stores while turning off restaurants).

Fraud stops at the source. Alerts help you verify purchases. CardNav is another FREE service that makes your life easier.

More Information

Young woman reviewing her CardNav app on her smart phone.

Download from Online Banking App

Download the CardNav app from the DRCU Online Banking app by clicking on “Card Controls.”

Menu on DRCU's online banking app.
Young mother buckling her infant son into his child seat.

Interest Rates/Calculator/Apply Below

Red "auto loans" banner

Limited Time Special

Special Purchase Auto Loans - 0-5 Years Old

TermA+ >740A 690-739B 660-689
24 - 60 months5.99%6.24%6.49%
726.24%6.49%6.74%
846.99%7.24%7.49%
* Purchases only. Limited Time. Refi allowed if dealer purchase agreement is less than 30 days old. No other rate discounts allowed to add on.
**Rates are APR (Annual Percentage Rates) and our best rates. Your rate may be higher and is based on your credit worthiness. At 5.99% APR payment for 60 month are $19.32 per $1000.00 borrowed. Membership required-based on eligibility.

When You Buy a Car, it has to be Right for You!

Right for where you live. Right for the weather you’ll be driving in. Right for the passengers you’ll haul. When you find that perfect car it’s not hard to find the perfect loan.

DRCU Benefits

  • Flexible terms up to 120 months.
  • Great rates for all no matter your credit score.
  • Skip up to one payment per year.
Rearview mirror of a black car traveling down a highway with a 120 month term loan from Desert Rivers Credit Union.

The Right Term for the Right Car is Sometimes 120 Months

DRCU can do that!

Compare a $40,000 loan for a member with A+ credit (740 Credit Score) below:

60 month term

6.49%

$778/month

84 month term

7.49%

$610/month

120 month term

7.99%

$485/month

Limited Time Offer

We are now offering Auto Loans with terms up to 120 months with the following guidelines.

Minimum Loan Amount

  • 108 months – $30,000
  • 120 months – $40,000

Minimum Credit Score of 660, Vehicles -4 years old or newer.

See Rates

Call one of our Loan Officers for current rates and details.

(Some restrictions apply. On approved credit).

Gold "recreation vehicles" banner

You work hard all week so you can take your friends and family out on the weekend and have some fun. We have a loan for that!

DRCU Benefits

  • Flexible terms up to 120 months.
  • Great rates for all no matter your credit score.
  • Skip up to one payment per year.
Red "Home Equity Loans" banner

Coming home to a modern kitchen, a nice deck and a remodeled garage will help your day at work pass a little smoother.

Don’t wait until it’s time to sell your home to fix it up. Live life well now and at the same time increase the value of your biggest asset by keeping it updated and nice!

A Home Equity Line of Credit is the perfect loan for your next home project. Really, a Home Equity Loan can be used for any worthwhile purchase. e.g. dream vacation, luxury vehicle, funding your child’s wedding or education.

DRCU Benefits

  • Low closing costs
  • Don’t pay interest until you need the money
  • Low variable interest rate
  • Keep your payment low or make larger payments to pay off your loan quickly. It all depends on your goals.
Blue "home loans" banner

Living in the right home and the right area can make a positive difference in the life of your family. Talk to a Mortgage Loan Officer to get started.

DRCU Benefits

  • Terms up to 360 months
  • Save on closing costs
  • Flexiblitly on short term home loans

Contact a loan officer today or request a

Mortgage Rate Quote

Start the Mortgage Loan Process

After you talk to a loan officer please select your Loan Officer  below and start the process through “Floify.”

Complete the following “Floify” application for Melissa.

Mortgage Loan Rate Quote

Request a Mortgage Rate Quote

Enter Email
Confirm Email
Enter $ amount. e.g. 200,000. Do not enter $
What loan term do you want? *
Enter $ amount. e.g. 300,000. Do not enter $.
Enter number, e.g. 25000. Do not enter $
Enter $ amount. e.g. 5000. Do not enter $.
Enter number. e.g 725
Address
Street Address
Building/Apartment/Suite #
City
State/Province
Zip/Postal

Final Acknowledgement

By signing this Mortgage Loan Rate Quote Request, I/we give permission to contact me with information regarding this request. I/we understand that this is not a loan commitment as defined by Regulation Z.
reCAPTCHA

Close

Close

Close

Close

NCUA Logo

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

More information.

Equal Housing Lending logo

Desert Rivers Credit Union is an Equal Housing Lender.

More information